Last Updated: January 31, 2022
- Information We Collect
- How We Use Information
- Opting Out of Communications
- Disclosing Information to Third Parties
- Links to Other Websites
- Child Privacy
- California Privacy Rights
- EU/UK-Specific Notice
- Access from Outside the United States
- Governing Law
Information We Collect
The following describes the types of personal and other information we may collect about you, and how we use and maintain that information:
Information You Provide to Us
If you provide us with a telephone number, address or an email address, you expressly agree that we, or our authorized agents, can use that information to contact you about IRI and its associated activities.
To the extent permitted by applicable law, we may keep any information that you provide to us indefinitely.
Website Use Information
Our web servers may collect technical information, including IP address, browser type, domain names, access times and referring website addresses of visitors to our Website. We may use this information to measure the use of our Website, including number of visits, average time spent on the Website, pages viewed, etc., and to improve the content we offer.
We may also use technical information to determine what Website services are most popular.
We do not use technology that recognizes a “do-not-track” signal from your web browser.
Our Website includes the ability for you and other users to link to social networking websites. As a result, we may receive information about you when you choose to post or otherwise share information about our Website on these social networking websites. We may use such information about you in a variety of ways, including to administer the Website and enhance your experience with the Website, and to communicate with you about the Website and new offerings or activities associated with the Website. We may keep all of this information indefinitely, as permitted by law.
When you engage in any financial transaction through our Website, you will be asked to provide certain financial information, such as your credit card and billing address. We will only keep this information as long as necessary to complete the transaction or series of recurring transactions authorized by you.
How We Use Information
- to fulfill your requests;
- to manage the Website;
- to communicate with you about membership, events and education;
- to detect and prevent fraud or other financial crime;
- to monitor and protect the security of our information, systems and network;
- to notify you about changes to our Website or other services; and
- to conduct research and analysis.
Opting Out of Communications
If you have subscribed to or are otherwise receiving IRI news or similar information from us by email and no longer want to receive such information in the future, you may opt out of receiving certain types of emails by clicking the “unsubscribe” link at the bottom of those emails you receive or, if you have an online account, logging in to your account and making changes there to your communication preferences. Please allow ample time for us to process your request. If you are having difficulty unsubscribing, please contact us directly at the email or phone number listed below under Contact.
Please note that even if you opt out of receiving emails, you may still receive communications related to your interaction with IRI (such as confirmation of a registration or form submission) or otherwise as required by law. Also, note that we may need to keep information we have collected about you for record-keeping, research and other purposes.
Disclosing Information to Third Parties
We will not share, rent, sell or otherwise disclose any Personal Information that we collect about you through our Website, except in any of the following situations:
- You request or authorize the release of your Personal Information.
- We may disclose Personal Information that we collect about you to our third-party contractors and payment processors who perform services for us in connection with the Website, or to complete or confirm a transaction or series of transactions that you conduct with us. We may also disclose Personal Information to service providers or suppliers if the disclosure will enable that party to perform business, professional or technical support for us.
- We may include your Personal Information in membership directories or attendee lists available to other members or attendees; you may opt out of inclusion in such directories or listings via the settings in your online account.
- We may provide your Personal Information to our affiliates and sponsors, so as to provide access to benefits and communicate important information about them (with your consent where required).
We may also share aggregated or anonymous information that cannot identify you with third parties. For example, we may disclose the number of visitors to our Website or the number of people who have downloaded a particular document, and we may disclose statistical information based on responses to online surveys and other data collection tools on our website.
You should keep in mind that the Website is run on software, hardware and networks, any component of which may, from time to time, require maintenance or experience problems or breaches of security beyond our control.
While we take steps to protect your Personal Information and keep it secure, you also play a role in protecting your information. You must maintain the security of your online transactions by not sharing your account information and passwords with any unauthorized parties.
The Website is not designed or intended to be attractive to use by children. It is not our intention to collect Personal Information from anyone under 18 years of age, and we will not knowingly do so. If we are made aware that we have collected any Personal Information from children under the age of 18, and are asked to delete such information from our databases, we will promptly do so.
California Privacy Rights
Under California law, a California resident with whom we have an established relationship has the right to request certain information with respect to the types of Personal Information we have shared with third parties for their direct marketing purposes, and the identities of those third parties, within the immediately preceding calendar year, subject to certain exceptions. California residents who have an established relationship with IRI may tell us not to share their Personal Information with third parties for marketing purposes. To opt out, you may contact us at any time as described below.
These terms apply to Personal Information collected by IRI if you are an EU or UK resident. “Personal Information” as used in this section means any information that enables us to identify you either directly or indirectly. Where IRI processes Personal Information about you, such information is controlled by the Insured Retirement Institute, Inc. which is headquartered in the United States at 1100 Vermont Ave NW, Washington, DC 20005.
Subject to applicable law, in certain circumstances you may have the right to access, correct, restrict the processing of, delete or transfer the Personal Information we hold about you. We will generally ask for your consent in line with the applicable law before sending you direct marketing communications related to third party products and services. You can choose to stop receiving direct marketing communications from us at any time by following the “Unsubscribe” link at the bottom of any promotional email.
Access from Outside the United States